Risk Management services help state agencies minimize the financial cost of risk by providing coverage for property damage and liability losses, and loss control guidance.
Most State employees who work at least 20 hours a week for more than five months during a year qualify for health insurance benefits.
State employees can enroll themselves and their eligible family members in group medical and/or dental insurance plans when first hired. The open enrollment period, which occurs in the springtime each year, is the only time that employees can change from one medical plan to another.
Family members can be added or removed from medical coverage at any time. All dependents enrolled in a medical plan are automatically covered under the dental plan unless the employee declines dependent dental. Once dependent dental insurance is declined, it cannot be added until a special dental open enrollment period.
Medical Insurance lists available medical insurance plans and provides information about each plan’s benefits and limitations, premium rates, deductibles, and co-insurance/co-payment requirements.
Dental Insurance lists available dental insurance plans and details each plans benefits and limitations, premium rates, deductibles, and co-payment requirements.
Life Insurance lists available life insurance plans and details the costs and coverage for each plan.
Short and Long Term Disability Programs outlines available disability income plans and coverage under each plan.
Save money by paying medical, dental, and dependent care expenses with a Flexible Spending Account.
(Frequently Asked Questions)
Insurance Continuation while on Disability describes how qualified State employees may continue medical and dental insurance coverage for up to 30 months after the date of disability. Disability benefits also include basic life insurance coverage (at no cost to the employee) and supplemental life insurance coverage, if enrolled, for the duration of the approved disability claim.
Employees Called to Active Duty can continue their enrollment in medical, dental, and life insurance policies while serving on active duty.
Continuing Health Care Coverage describes how terminated employees, or employees and dependents losing eligibility for coverage under the group medical and dental plans may be eligible to continue coverage for a period of time.
Insurance for Retired State Employees defines who is eligible for continued insurance benefits after retirement and details available insurance benefits and options. Contact PERSI for information about financial retirement benefits.
Current Retiree Medical enrollment form, effective July 2009.
You can find updated information on your medical benefit plans by reading the latest issue of the Retiree Benefit Focus newsletter, May 2006
